Money transfersGuide
How to compare money transfers with the same budget
A transfer fee tells you only part of the cost. Compare how much arrives when your total spending stays the same.
3 min read
Learn with ForexRatesGuides for
Guides for
money abroad.
Practical guides to exchange rates, transfer costs and paying abroad. Read up, then try the numbers in our tools.
10 articles to explore.
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Money transfersGuide
How to calculate an exchange-rate markup
Compare a provider’s rate with a reference from the same time, put both rates in the same direction and calculate what the difference costs.
4 min read
Money transfers
7 guidesMoney transfersGuide
How to compare money transfers with the same budget
A transfer fee tells you only part of the cost. Compare how much arrives when your total spending stays the same.
3 min read
Money transfersGuide
What bank details do you need to send money abroad?
A practical guide to recipient names, IBANs, SWIFT codes and local bank numbers, including what changes between countries and how to check the details before paying.
4 min read
Money transfersGuide
What a zero-fee money transfer offer covers
Check the exchange rate, promotional limits and charges from your bank before deciding how much a zero-fee transfer will cost.
4 min read
Money transfersGuide
International money transfer delayed? What to check next
Find out which bank or provider is handling your money, what information to request and when US consumer error protections may apply.
5 min read
Money transfersGuide
How to calculate an exchange-rate markup
Compare a provider’s rate with a reference from the same time, put both rates in the same direction and calculate what the difference costs.
4 min read
Money transfersGuide
Bank transfer, debit or credit card: how should you pay for a transfer?
Your payment method can change a transfer’s cost and arrival estimate. Compare the provider’s quote with any charges from your own bank or card issuer.
5 min read
Money transfersGuide
Who pays international bank fees? OUR, SHA and BEN explained
OUR, SHA and BEN tell banks who pays transfer fees. See how each option changes your costs and how much money reaches the recipient.
4 min read
Travel money
1 guideTravel moneyGuide
Pay in local currency or home currency abroad?
A card terminal’s currency choice decides who converts your payment. Check the conversion price and your card’s fees before accepting.
3 min read
Business payments
2 guidesBusiness paymentsGuide
What to confirm before paying an overseas invoice
Agree on the invoice currency, the amount your supplier must receive and who pays transfer charges before sending money.
4 min read
Business paymentsGuide
How to check a supplier’s changed bank details before paying
Call an established contact through a number you already trust, resolve account-name warnings and record who approved the change before paying an overseas invoice.
4 min read